Privacy Policy

1. Introduction

Maple Craft Collective ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website money-visionary.com or use our services.

This policy applies to information we collect:

• On this website
• In email, text, and other electronic messages between you and us
• When you interact with our advertising and applications on third-party websites and services
• When you attend our workshops or events

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Subscribe to our newsletter
• Register for workshops or events
• Contact us through our website
• Make a purchase
• Create an account

This information may include:

• Name and contact information (email address, phone number, mailing address)
• Payment information (credit card details, billing address)
• Workshop preferences and skill level
• Demographic information
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address
• Browser type and version
• Operating system
• Referring website
• Pages visited and time spent on our site
• Geographic location data

3. How We Use Your Information

We use the information we collect about you for various purposes, including:

• To provide our services: Process workshop registrations, manage your account, and deliver services you request
• To communicate with you: Send newsletters, workshop updates, and respond to your inquiries
• To improve our services: Analyze usage patterns and feedback to enhance our offerings
• To process payments: Handle transactions securely and efficiently
• To comply with legal obligations: Meet regulatory requirements and resolve disputes
• To send marketing communications: Promote our workshops and services (with your consent)

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some parts of our website may not function properly without cookies.

Types of Cookies We Use:

• Essential Cookies: Necessary for website functionality
• Analytics Cookies: Help us understand how visitors use our website
• Marketing Cookies: Used to track visitors and display relevant advertisements

For more detailed information about our cookie practices, please see our Cookie Policy.

5. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

Service Providers

We may share your information with trusted third-party service providers who assist us in:

• Payment processing
• Email marketing services
• Website analytics
• Customer support
• Workshop management

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data
• Secure server environments
• Regular security assessments
• Access controls and authentication
• Employee training on data protection

However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Canadian Residents (PIPEDA)

• Right to access your personal information
• Right to correct inaccurate information
• Right to withdraw consent for certain uses
• Right to file a complaint with the Privacy Commissioner

How to Exercise Your Rights

To exercise these rights, please contact us using the information provided in the "Contact Us" section below. We will respond to your request within 30 days.

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Specific retention periods include:

• Newsletter subscriptions: Until you unsubscribe
• Workshop registrations: 7 years for tax and legal compliance
• Customer service records: 3 years
• Website analytics: 26 months

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will delete that information promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

12. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: